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Terms & Conditions

Terms & Conditions

Effective Date: 10/10/2025

1. Introduction

Welcome to Worthi.ly! By accessing or using our website (the "Site"), you agree to comply with and be bound by the following Terms and Conditions (the "Terms"). If you do not agree to these Terms, you should not use the Site. These Terms may be updated from time to time, and the updated version will be posted on this page. It is your responsibility to review these Terms periodically.

2. Use of the Website

2.1 Eligibility

To use the Site, you must be at least 18 years old or have the legal capacity to enter into a binding contract in your jurisdiction. By using the Site, you confirm that you meet these eligibility requirements.

2.2 Permitted Use

You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

  • Violate any applicable local, state, or international laws.

  • Interfere with the security or functionality of the Site.

  • Engage in any fraudulent or deceptive activities.

  • Upload or distribute content that is illegal, harmful, or offensive.

2.3 Account Creation

If the Site requires you to create an account, you agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

3. Content Ownership

3.1 Site Content

All content provided on the Site, including but not limited to text, graphics, logos, images, videos, and software, is the property of Worthi.ly or its content suppliers and is protected by intellectual property laws. You may not copy, modify, or redistribute any content without permission.

3.2 User-Generated Content

If you upload or submit any content to the Site, you retain ownership of your content. However, by submitting content, you grant Worthi.ly a perpetual, royalty-free, worldwide license to use, modify, display, and distribute the content in connection with the Site and its promotion.

You are solely responsible for the content you post. You agree not to upload content that is defamatory, infringing, or violates any third-party rights.

4. Privacy and Data Collection

4.1 Privacy Policy

Your use of the Site is also governed by our Privacy Policy, which can be found [here]. By using the Site, you consent to the collection and use of your information as outlined in our Privacy Policy.

4.2 Cookies

We use cookies to enhance your experience on the Site. By continuing to use the Site, you consent to our use of cookies in accordance with our Cookie Policy.

5. Prohibited Activities

You agree not to engage in any of the following prohibited activities:

  • Use the Site to engage in any illegal, harmful, or abusive activities.

  • Attempt to gain unauthorized access to any part of the Site, including accounts, data, or networks.

  • Upload viruses, malware, or other harmful software.

  • Harass, abuse, or harm other users of the Site.

  • Use the Site for any purpose that could damage, disable, or impair the Site.

6. Disclaimers and Limitation of Liability

6.1 No Warranty

The Site and all its content are provided "as is" and "as available," without any warranties of any kind, either express or implied. We do not guarantee that the Site will be error-free, uninterrupted, or free of viruses.

6.2 Limitation of Liability

In no event shall Worthi.ly, its affiliates, partners, or employees be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the Site, including but not limited to loss of data, revenue, or profits.

7. Third-Party Links

The Site may contain links to third-party websites. These links are provided for convenience and informational purposes only. Worthi.ly does not endorse or assume any responsibility for the content, privacy practices, or activities of these third-party sites.

8. Termination

8.1 Account Suspension/Termination

We may suspend or terminate your access to the Site at our sole discretion, without notice, if we believe that you have violated these Terms. You may also terminate your account at any time by contacting us.

8.2 Effect of Termination

Upon termination, your right to access and use the Site will immediately cease. All provisions of these Terms that by their nature should survive termination (such as intellectual property provisions, disclaimers, and liability limitations) will remain in effect.

9. Governing Law

These Terms and any disputes arising out of or related to these Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction]. Any legal action or proceeding under these Terms shall be brought exclusively in the courts located in [Your Jurisdiction].

10. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

Email: [email protected]
Address: 3379 LA-3059, Lake Charles, LA 70615
Phone: 337.306.2662

11. Additional Terms

11.1 Subscriptions, Payments, and Purchases

If your Site offers subscriptions, products, or services for purchase, the following terms apply:

  • Pricing: All prices are subject to change at any time without notice.

  • Payments: By providing payment information, you authorize us to charge your chosen payment method.

  • Refunds: Refund policies, if applicable, will be outlined at the time of purchase.

11.2 Refunds

  • Digital Products: All digital products, including but not limited to eBooks, software, templates, courses, and downloadable files, are non-refundable. This is because once a digital product is downloaded, it cannot be returned or exchanged.

  • Non-Digital Products: If applicable, for physical products or services not categorized as digital downloads, please refer to the individual product pages for specific return and refund details.

  • Exceptions: In rare cases, where there are technical issues with the digital product, such as download failures or errors that prevent the product from functioning as described, please contact our support team within [Insert Time Frame, e.g., 7 days] of purchase. We will investigate the issue and, if appropriate, offer a resolution, which may include:

    • A replacement of the defective digital product.

    • Access to an updated or corrected version.

    To request assistance, please contact us at [email protected] with your order details and a description of the issue.

  • Change of Mind: Please note that we do not provide refunds for change of mind or if you are unhappy with your purchase. We encourage you to review product descriptions, previews, and customer reviews before making a purchase.

11.3 User-Generated Content

You retain ownership of any content you upload or create on the Site. However, by uploading content, you grant us the right to use, modify, and distribute your content in accordance with these Terms.

11.4 Dispute Resolution

If you have a dispute with Worthi.ly, we encourage you to contact us first to try to resolve the issue. If a resolution cannot be reached, the dispute will be resolved through arbitration under the rules of [Arbitration Body], and any judgment may be entered in any court with jurisdiction.

These Terms and Conditions are effective as of the date above and supersede any previous agreements. We may revise these Terms at any time, and the revised version will be posted on the Site.